Sunday, May 6, 2012

Loans and Lines of Credit based on Medicare Billing

Gulfco Leasing, LLC provides short term funds that your practice needs in order to grow revenues and monetize your future receivables.  We take a venture capital approach to helping your practice grow.

If your practice accepts electronic payments such as insurance or HMO payments, ACH payments, Medicare, GE Care Credit, EFT’s, recurring wires, or credit cards, you can qualify for our program.

Monday, March 26, 2012

DO YOUR WANT TO BUY NEW EQUIPMENT? or DO YOU HAVE ASSETS THAT YOU WANT TO UTILIZE FOR CASH?

If equipment is paid off we can loan about 50% of the value. If its property we can lend up to about 65% of its value.
Download additional Program Information.
Equipment Lending Information Requirements.
Equipment Purchases (Trucks, Machinery etc)
$20,000 – $100,000
1. Credit Auth Form
2. Last 6 months business bank statements (personal if a start up).
3. Copy of quote for the equipment or Make, Model, year of item
4. Personal Financial Statement
$100,000+
1. Credit Auth Form
2. Personal Financial Statement for each owner
3. Previous two years Tax Returns (business)
4. Previous two years Tax Returns (personal for each owner)
5. Previous Two years Financial Statements
6. Copy of quote for the equipment or Make, Model, year of item
Contract Monetization.
Information Required:(after check list completed)
1. Contract Monetization Worksheet
2. Copy of the contract(s)
3. Delineation / use of funds. The more detail the better.
4. Personal Financial Statement
Asset Base Lending (for working capital)
Information Required:
1. Personal Financial Statement (see standard form)
2. Delineation / use of funds. The more detail the better.
3. List of equipment owned outright.
4. Credit Auth Form
Securities as Collateral Loan.
1. Information required: most recent portfolio statement (name and account number can be removed)
FAQ on the Loan Program
1. Is it a bank loan or Lease?
They are bank loans not leases. If equipment is paid off we can loan about 50% of the value. If its property we can lend up to
about 65% of its value.
2. How long are the terms?
The terms are from 12 months up to 7 years.
3. What are the credit Requirements of the Customer?
The lenders are looking for 600 fico scores but depending on what is the loan to value on the collateral they will take lower
scores. They will look for compositing factors.
4. What are the interest Rates?
The rates are for 8% to 19%
Download additional Program Information.
NO INDUSTRY RESTRICTIONS, AGRICULTURE, CONSTRUCTION, MANUFACTURING AND TRUCKING- TO NAME A FEW
www.gulfco-leasing.com – sales@gulfco-leasing.com
Phone -708-446-4416 Fax – 708-361-2958
GULFCO LEASING
Chicago, Illinois 60606 – Naples, Florida 34109 -
New Orleans, Louisiana 70130
Orland Park, Illinois 60462
Main Office 708-446-4416
Fax 708-361-2958

Sunday, January 22, 2012

Consumer Finance Programs for Business

Home Improvement companies (roofers, windows, siding, Kitchen/Bath Contracting)
Dentists (We are a great alternative to CareCredit)
Plastic Surgeons (Again, great alternative to CareCredit)
Auto Repair
Veterinary Hospitals
Furniture Stores or other retailers
Jewelry Stores

If you know any business owners who can use more revenue, pass them on.

Program highlights:
Loan amounts from $1,000 to $30,000
12 to 72 month terms
No liability or charge-backs to the Merchant
Approval in minutes in most cases
Prime, Near-Prime and Sup-Prime approvals
We lend Nationwide
Owner Occupied and Non-owner Occupied properties for home improvement repair.

Thursday, May 26, 2011

Bank Loans for the Restaurant Industry

Gulfco Leasing and Funding - Bank Loans for the Restaurant and Hospitality Industry
Phone 708-446-4416 - Fax 708-361-2958 - http://www.gulfco-leasing.com
Gulfco Leasing is pleased to announce its Partnership with a California Bank for Loans up to $500,000 per location for Retail establishments.  Funding is for up to 18 Months and is Tax Deductible.
Benefits of This  Plan  -  Download Application.
1.     We can loan from $15,000 up to $500,000 per location.
2.     We Can typically offer longer terms 12, 14, 16, and 18 months
3.     The funding offers per location are typically 150% of an MCA companys offer.
4.     Interest is tax deductible - loan  comes from  a licensed lender, and the interest on the loans is tax deductible,   resulting in lower effective financing costs to the merchant.
5.     Weekly ACH repayment - we dont interrupt,interfere or delay the merchants credit card processing in any way no credit card processor switch required and no lockboxes.
6.     No financials needed unless funding request is above $200,000
7.      Pre-qualified offers within 24 hours of complete submission.
What You Need to Qualify for  This  Plan
• Must be Brick and mortar retail or restaurant, bar, nightclub, liquor store, caterer, bakery, coffee shop, smoothie shop, ice cream shop, hotel or motel.
• 3 months in business, with at least $30,000 in monthly sales.

• At TIB = 1 year the minimum monthly sales required drops to $20,000.

• Minimum credit score of 550 - but the higher the credit score the better the rate to the merchant.

• No open BKs, BK must be dismissed/discharged for at least 1 year.

• Tax liens must be less than 20% of average monthly sales or have a payment plan with at least 3 payments made

• Must be current on mortgage and business rent (may be up to one month late if high credit
merchant.
• Existing advances do not disqualify the merchant, but the advance must be paid off out of loan proceeds (except with an advance from Rewards Network).


Attached is a Detailed list of the requirements and Submission for Prequalification funding simply requires

1.    6 months of Bank Statements
2.    4 Months of Credit Card Statements if the Customer Takes Credit Cards
 


GULFCO LEASING 
Chicago, Illinois 60606 - Naples, Florida 34109
New Orleans, Louisiana 70130
 Orland Park, Illinois 60462Main Office 708-446-4416
 Fax  708-361-2958

Tuesday, May 10, 2011

Unsecured Business or Personal Lines of Credit Up to $500,000 in

GULFCO LEASING
Phone -708-446-4416 - Fax - 708-361-2958  -EMail  - sales@gulfco-leasing.com
UP TO $500,000 UNSECURED BUSINESS AND PERSONAL LINES OF CREDIT
HOME   - AUTOMOBILE - CASH FLOW - CREDIT CARDS - FACTORING -HARD MONEY- LEASING - MERCHANT - UNSECURED
UNSECURED PERSONAL CREDIT LINES OR CARDS

Our Personal credit line and/or card service has allowed our clients to obtain quick and easy funding with no fees up front whatsoever. If you have great credit, we can get you personal lines of credit and/or Credit Union Lines totaling up to $120,000 in your hands in as little as 3 business days. In addition we can also get you personal credit lines up to $500,000.00 in 10 business days.
 

Download Program Information and Application  -120-k Download Program Information and Application  -500-k
Qualification Requirements for personal lines of Credit are as follows:

Credit Score of 720 or higher

3 to 5 lines open for at least 2 years

Minimal inquiries within the past year- (Under 5)

Low debt to credit ratio- (Less Than 30 percent Utilization)


UNSECURED BUSINESS LINES OR CREDIT CARDS
Whether you're looking to expand your business now or in the future, we can get you approved for up to $500,000 in unsecured business bank lines and/or credit cards (not counting personal credit cards).

In addition to the many advantages of business lines and credit cards, applying for them does not affect your personal credit file and helps you build credit on your corporation as you grow within this challenging financial environment. We are able to procure 4 to 8 business credit cards based on your credit score alone (no collateral or documents). Your corporation can be any age, and a D&B credit score is not required. All we ask is that your credit history be pristine.
Download Program Information and Application  -120-k

Download Program Information and Application  -500-k
 
The requirements are as follows:


Credit Score of 720 or higher

3 to 5 lines open for at least 2 years

Minimal inquiries within the past year - (Under 5)
Low debt to credit ratio  -  (Less Than 30 percent Utilization)

Corporation (can be new)
Contact Information
Gulfco-Leasing
Phone -708-446-4416
 Fax - 708-361-2958
Chicago, Illinois 60606 - Naples, Florida 34109 -
New Orleans, Louisiana 70130
 Orland Park, Illinois 60462Main Office 708-446-4416 
 Fax  708-361-2958